Your Home. Your Life.
Your Choices.
Helping adults 50+ and their families across Pinellas County and Tampa Bay plan the next chapter of life safely, confidently, and on their own terms.
About Thrive Senior Partners
One trusted guide for
your next chapter.
Thrive Senior Partners helps adults 50 and older, and their families, plan the next chapter of life safely and successfully in Pinellas County and the Tampa Bay area of Florida.
Most people facing a move, a health change or an aging parent end up calling a real estate agent, a contractor, a lender and a senior living advisor separately, and none of them see the whole picture. Thrive brings those pieces together. We start with your goals, not a sale.
Meet the owner
Dona Cardenas
I help adults 50 and older and their families in the Tampa Bay area plan their next chapter with confidence. Licensed in real estate since 1995 in Florida and Georgia, I am a Senior Home Coach™, Certified Aging-in-Place Specialist® and Seniors Real Estate Specialist®.
I started Thrive because I saw how hard it is for families to plan for aging. I am direct and honest: I only share what I know for sure, and when something is outside my expertise, I will connect you with the right professional. I moved to the Tampa Bay area in 2024, and I am grateful every day to live where most people vacation. I want my clients to feel that same peace about where and how they live.
REALTOR® is a registered trademark of the National Association of REALTORS®.

Our services
Three services,
one trusted guide.
We lead with consulting, not sales. Each service answers a different part of the same question: what does your next chapter look like?
Pinellas Senior Connections
Aging in Place and Senior Living Consulting
We help you plan ahead, so decisions are made calmly and on your terms, not in a crisis.
Dona is a Senior Home Coach™ and Certified Aging-in-Place Specialist®, and your single point of contact from the first call to the final move.
This is for you if
- You want to stay home safely
- A parent needs more support
- You are not sure whether to stay or move

Senior Home Coach™ Consultation
One session to decide whether to stay, modify or move, with a Plan A, B and C.
Aging-in-Place Home Assessment
A walk-through that finds fall risks and recommends simple home updates.
Senior Living Placement
Compare independent living, assisted living and memory care communities.
How it works
- 01
Listen
We learn your goals and what matters most to you.
- 02
Assess
We review your home and the options near you.
- 03
Plan
You get a clear written Plan A, B and C.
Downsizing Tampa Bay
Real Estate for Buyers and Sellers 50+
Selling a home you have lived in for decades is about memories, belongings and timing, not just a transaction.
Dona has been a licensed REALTOR® since 1995 and holds the Seniors Real Estate Specialist® designation.
This is for you if
- You are selling a family home
- You want less maintenance
- You are moving to Tampa Bay

Selling Your Home
A step-by-step plan for preparing, pricing and selling at your pace.
Move Coordination
Help sorting belongings and coordinating movers and organizers.
Buying Your Next Home
Waterfront, single-level and 55+ options across Tampa Bay.
How it works
- 01
Plan the timing
Decide when to sell, buy or rent.
- 02
Prepare the home
Focus on the repairs and sorting that matter.
- 03
Move with support
We coordinate the people and the details.


Real estate services brokered by Charles Rutenberg Realty, Inc. Serving Clearwater, Dunedin, Safety Harbor, St. Petersburg and surrounding Pinellas County communities.
Financial Options
Home Equity and Housing Financing Education
For many families the home is the largest asset. Understanding it can open up choices.
We offer plain-language education about housing-related financing, including but not limited to reverse mortgages.
This is for you if
- You want to understand home equity
- You are planning a housing change
- You want your advisors involved

Home Equity Education
How home equity and housing financing work, explained without jargon.
Your Advisors Included
We welcome your financial planner, CPA and estate attorney.
A No-Pressure Approach
Ask every question, involve your family and take your time.
How it works
- 01
Learn
Understand the general options.
- 02
Discuss
Involve family and trusted advisors.
- 03
Decide
Move forward only when you feel confident.

Financial content is provided for general education only and is reviewed before publication. It is not an offer to lend. Dona Cardenas, NMLS #2737156, Texana Bank.
Free resources
Articles and videos to plan with confidence.
Explore practical articles and checklists on aging in place, rightsizing and Florida living.
Testimonials
Families who trusted the process.
Dona was very helpful in getting my sister's home sold. Even though we were in another state, we felt able to trust her to handle everything. She sold the home full price, quickly and was able to arrange for a mail away closing. We would definitely recommend her.
Dona was a Godsend throughout my dad's house sale. She was extremely professional and knowledgeable. I really felt I could depend on her and being out-of-state, this was important. Her advice was carefully thought out and she managed every step. She went the extra mile. I would highly recommend Dona!
Dona is the gold standard for how residential real estate agents should operate: knowledgeable, responsive, hard-working, and savvy, yet most importantly honest, ethical, and client-focused.
Everything about Dona was amazing! She had no problem going above and beyond to make sure we were happy as sellers but also took control to make sure as we were buying our new home that we got what we wanted.
My experience was awesome. Dona listened to what I wanted and needed in my new home. She is extremely knowledgeable, thorough and proficient. She understands how frustrating the home search can be, and is efficient at turning that frustration into progressive action.
Dona was a Godsend. She handled everything and made us feel like we were her only client although we knew we weren't.
Frequently asked questions
Answers for your next chapter.
A Senior Home Coach™ is a housing professional trained to help adults 50 and older, and their families, make better decisions about home, housing and what comes next. Dona Cardenas is a member of Senior Home Coach™, a national network of professionals who focus on aging, housing and longevity. She helps you decide whether to stay in your home, modify it or move, looking at your health, budget, home and lifestyle together.
Contact us
Start with
a conversation.
Tell us a little about your situation, or book a free call. We will listen first, then tell you honestly whether and how we can help.



